International electronic payment system

Our company TECHNOTRADE LTD represents an International Payment System on the basis of payment terminals. The system provides payment for enriching of cell phones accounts, payment for municipal services, for IP telephony, Internet and other possible services. This system and is currently working in the following countries: Russia, Ukraine, Moldova, Georgia, Byelorussia, Kazahstan and in a number of other countries system is to start its operation soon.       We are looking for partners to cooperate in the question of implementation of our Payment System in Your country. The Payment System is very convenient in usage and brings high profits to companies engaged in organization of its operation.      That is why we would like to propose you to install our system in your country and be opur partner in this prosperous business. In case you agree – you will become a Regional Dealer of the International Payment System. At installation of the Regional Dealer part of the system, software is provided to the Regional Dealer free of charge. Our party can deliver payment terminals to you or provide their assembly in your country.

Payment terminal

     Generally for enriching of cell phones accounts special plastic cards are sold with a PIN code number under a protective layer, to receive which you need to erase it with a coin or a nail. This code after being entered to the cell phone enriches an account to a fixed amount of money.

     Our Payment System is focused on replacement of plastic cards for enriching of cell phones
accounts. The PIN codes can be sold in electronic form. The "trick" is that at sale in an electronic form, the plastic cards are not necessary at all. It is not necessary to deliver them to points of sales. It is not necessary to conduct their account. There are no infringements and larceny by shoppers and people who deliver them to points of sale. Electronic form allows to enrich accounts on any non-fixed amount of money. The Regional Dealer purchases codes from mobile operators with a discount, and sells them without the discount to buyers or with a small discount to other sellers. Profit turns out from the same, as at sale of plastic cards BUT without any the additional expenditures that are while using plastic cards.
 
     Payment terminals - are instruments for enriching the cell phones accounts. They are installed in places of many people gathering – in shops, supermarkets, airports, railway stations, on crowded streets and so forth and they do not need any operator to manage them – they have a touchscreen and customers can without problems enrich their own accounts.

  

Advantages of the proposed payment system over “classic” plastic cards.

     1. There is no necessity to conduct account of the received plastic cards on the Places of Sales. All the account is conducted by the International Processing Center.
     2. Stealings and thefts are excluded and also expenses on delivery of the plastic cards to the Points of Sales are not needed. You do not need to make an inventory of plastic cards.
     3. On the Point of Sales you can buy codes on any value (not on fixed nominal values).
     4. You do not need to pay to mobile operator for purchase of codes at once for the whole month, but you can pay sequentially as the codes are being sold at the Points of Sales.
     5. You can sell codes of mobile operators of foreign countries, in which the system is already installed. At the moment these countries are: Russia, Ukraine, Moldova, Georgia, Byelorussia, Kazahstan. Now we are negotiating on installation of the system in Poland, Romania and someother countries.
     6. The one who has organized the Regional Processing Center - Regional Dealer receives percentage from the turnover from sales of all codes. This is 50% / 50% with the owner of the payment system. Turnover is received from discounts provided by mobile operators to the Regional Dealer for purchasing of the codes.

 

For installation of the payment system it is necessary to have:

     1. Place where PC with the software can be installed.
     2. The software is provided to the Regional Dealer free of charge.
     3. Regional Dealer should conduct agreements with regional operators of mobile communication and buy codes from them when needed (as codes run off at Regional Dealer’s database).
     4. Regional Dealer can at its sole discretion organize a network of subdealers, giving them a part of his discount, received from the mobile communication operator for purchase of the codes.
     5. Regional Dealer can allow subdealers to sell the codes with extra charge – for higher price than the nominal is. This attracts the subdealers especially at usage of mobile terminals.

     At installation of the Regional Dealer’s part of the system, software is provided to the Regional Dealer free of charge.